Beans
Pros & Cons
Pros
- No documents required
- Cash withdraw via Moneygram
Cons
- —
Rating breakdown
Foreigner onboarding33
USD handling100
Transfers75
Value & fees85
Documents & how to apply
Requires a local DNIRequires a local DNI
What you'll need
Standard ID and proof of address; no fixed list published.
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| USD yield | USD | 15.9% | On demand | — | — |
Editorial review
For relocants, Beans is harder to reach: it requires a local DNI before you can open an account.
It is a service supporting EUR, USD, ARS, GBP etc. You can hold USD, earning up to 15.9% on the balance.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- Own rate
- Local-currency withdrawal
- Moneygram
- USD withdrawal
- Moneygram
- USD yield
- 15.9%
- Currencies
- EUR, USD, ARS, GBP etc
- Transfers
- Card2card in, Crypto in, CBU/CVU ARS in/out
- Headquarters
- Netherlands
Also consider
FAQ
- Will they accept me without a DNI?
- No. Beans requires a local DNI to open an account.
- What documents do I need?
- Beans hasn't published a fixed document list; expect standard ID and proof of address.
- Can I hold and receive USD?
- Yes, Beans lets you hold USD, with up to 15.9% yield on the balance.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
11 of 17 fields independently verifiedUpdated: Dataset compiled: