ICBC
Pros & Cons
Pros
- —
Cons
- Requires a local DNI
Rating breakdown
Why this score
Good fit for
- you need to hold a balance in USD
- you want yield on an idle balance (up to 17.7%)
May not fit if
- you do not have a local DNI
- you need crypto in or out
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- DNI+CUIL
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| ICBC plazo fijo online 30 dias | ARS | 17.7% | 1 mo. | Min ARS 10,000 (USD 1,000 for USD deposits) per icbc.com.ar plazo-fijo page; from ARS 1,000 via Access Banking; clients only (no non-client rate reported to BCRA) | Sourceas of 2026-08-15 |
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, ICBC is harder to reach: it requires a local DNI before you can open an account.
It is a service supporting ARS, USD. You can hold USD.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- Dólar MEP, Dólar Oficial
- Card cost
- Not disclosed
- Local-currency withdrawal
- Banelco, Bank ATMs, Cashier in bank, LINK
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS, USD
- Cards
- Local Credit Physical, Local Debit Physical
- Transfers
- CBU/CVU ARS in/out
- Payments
- Google Pay, Modo QR, Apple Pay
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| CBU/CVUincomingARS | Not published | Not published | — |
| CBU/CVUoutgoingARS | Not published | Not published | — |
Recent updates
- 2026-08-15checked1 deposit rate at ICBC re-checked
- 2026-08-15checked6 facts about ICBC re-checked against their sources
- 2026-06-19checked10 facts about ICBC re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- No. ICBC requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yes, ICBC lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.