nomoneda

Stables

Crypto fintechNo DNI
56/100Rated on 6 of 6 dimensions

Pros & Cons

Pros

  • Global card available without DNI (PoA: bank statement or utility bills with address and name)

Cons

Rating breakdown

Foreigner onboarding67
USD handling60
Transfers100
Value & fees30

How the score is calculated

Why this score

Strongest liftReliability4/5 · 20% of the model
Additional supportFees transparency3/5 · 20% of the model
Main constraintForeigner onboarding1/5 · 25% of the model

Good fit for

  • you have no DNI — a passport, CUIL or precaria is enough
  • you need to hold a balance in USD
  • you move stablecoins both in and out
  • you receive SEPA transfers

May not fit if

  • No caveats recorded against the facts we hold.
Documents & how to apply
No DNIAccepts without a DNI

What you'll need

  • CUIL+PoA

Editorial review

Data reviewed by Founder and editor, nomonedaUpdated: 2026-06-19

For relocants, Stables is one of the easier doors in — it accepts foreigners without a DNI.

It is a crypto fintech supporting USDT/C. You can hold USD.

Check the document requirements below before you apply.

Fees & terms

Exchange rate
No exchange
Card cost
Free virtual card. Non USD FX commission 2%
USD withdrawal
Not disclosed
Withdrawal fees
Not disclosed
Limits
Not disclosed
USD yield
Not disclosed
Cashback
Not disclosed
Cards
Global Virtual
Transfers
Card2card in, ACH in, SEPA (IBAN) out, ACH out, Crypto in, Crypto out
Payments
Google Pay

Transfer routes

One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.

Transfer routes and their published fees
RouteFeeSpeedLimits
SEPAoutgoingEUR2 USDC0.1%Not published
ACHincomingUSD0.5 USDC0.1%Not published
ACHoutgoingUSD1.5 USDC0.1%Not published
CryptoincomingNot publishedNot published
Cryptooutgoing0.05%10 USDConditional: Max 10 USDNot published
Card to cardincomingNot publishedNot published

What to know before you move money

Nothing flaggedNothing we track is flagged on this service.

  • Medium1 route(s) state a fee we could not turn into a number.

    Read from: transfer_routes.fee_components

Recent updates

  • 2026-06-19checked11 facts about Stables re-checked against their sources

All updates

3 similar services

Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.

3 similar services
ServiceScoreDocumentsHead-to-head
ReadyNo DNI63/100KYC before card delivery (via Persona: government ID)Compare
UglyCash59/100DNI+CUILCompare
Ripio71/100DNI+CUILCompare

User reviews

User score

No reviews yet.

Editorial score

55.6/ 100
How we score

FAQ

Will they accept me without a DNI?
Yes. Stables accepts foreigners without a local DNI — you'll typically need: CUIL+PoA.
What documents do I need?
CUIL+PoA.
Can I hold and receive USD?
Yes, Stables lets you hold USD.

Data provenance & verification

Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.

Score-eligible2 sources · 1 official

Backed by two or more sources, at least one of them official, with no unresolved disagreements. We publish a score. Ranked lists need one more step.

Still needed

  • Cite 1 more official source(s)
11 of 20 fields independently verifiedUpdated: Dataset compiled:
Report incorrect data

Spotted something wrong? Send us a cited source — we review every correction before it goes live.