Meru
Global fintech
Pros & Cons
Pros
- Uruguayan fintech with US/EU accounts and global virtual card
Cons
- Requires a local DNI
Rating breakdown
Foreigner onboarding0
USD handling60.48
Transfers100
Value & fees30.64
Documents & how to apply
Requires a local DNIRequires a local DNI
What you'll need
- DNI+CUIL
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| USD yield | USD | 0.08% | On demand | — | — |
Editorial review
For relocants, Meru is harder to reach: it requires a local DNI before you can open an account.
It is a global fintech supporting USD, USDT/C. You can hold USD, earning up to 0.08% on the balance.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- Own rate
- Card cost
- Virtual global card = free Physical = 5 USD + delivery fee from 12 USD
- USD withdrawal
- Bank ATMs
- Withdrawal fees
- Cash withdraw fee $5
- Limits
- - Cash withdraw $250/transaction, $750/day
- USD yield
- 0.08%
- Currencies
- USD, USDT/C
- Cards
- Global Virtual, Global Physical
- Transfers
- Card2card in, ACH in, ACH out, Crypto in, Crypto out, CBU/CVU USD in, SEPA (IBAN) in, SEPA (IBAN) out, PIX out, SWIFT out, SWIFT in, PIX in
- Payments
- Apple Pay
- Headquarters
- Columbia
Also consider
FAQ
- Will they accept me without a DNI?
- No. Meru requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yes, Meru lets you hold USD, with up to 0.08% yield on the balance.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
11 of 21 fields independently verifiedUpdated: Dataset compiled: