Banco de Galicia
Pros & Cons
Pros
- No DNI required, incoming SWIFT
Cons
- —
Rating breakdown
Why this score
Good fit for
- you have no DNI — a passport, CUIL or precaria is enough
- you need to hold a balance in USD
- you receive international wires (SWIFT)
May not fit if
- you need crypto in or out
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- Precaria+CUIL
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, Banco de Galicia is one of the easier doors in — it accepts foreigners without a DNI.
It is a local bank supporting ARS, USD. You can hold USD.
It tends to suit cash withdraws.
Fees & terms
- Exchange rate
- Dólar MEP, Dólar Oficial
- Card cost
- Not disclosed
- Local-currency withdrawal
- Banelco, Bank ATMs, Cashier in bank, LINK, Stores
- USD withdrawal
- Bank ATMs, Cashier in bank
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS, USD
- Cards
- Local Debit Physical, Local Credit Physical
- Transfers
- SWIFT in, CBU/CVU USD in, CBU/CVU USD out, CBU/CVU ARS in/out
- Payments
- Google Pay, Modo QR, Apple Pay
- Headquarters
- Argentina
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| SWIFTincoming | FreeConditional: freeStated, not pricedConditional: credited to USD account, Argentine resident, from 19/09/20255 USDConditional: Incoming SWIFT USD up to 250 — 5 USD (if free condition not met)10 USDConditional: 10 USD25 USDConditional: 25 USD0.2%Conditional: Incoming SWIFT USD over 1000 — 0.2% (min 50 USD, if free condition not met)50 USDConditional: min 50 USD, if free condition not met | 2–5 days | — |
| SWIFToutgoing | 30 USDConditional: Outgoing SWIFT USD up to 500 — 30 USD50 USDConditional: 50 USD0.3%Conditional: Outgoing SWIFT USD over 1000 — 0.3% (min 125 USD)125 USDConditional: min 125 USD0.1%Conditional: 0.1%10 USDConditional: 10 USD | Not published | — |
| CBU/CVUincomingARS | Not published | Not published | — |
| CBU/CVUincomingUSD | Not published | Not published | — |
| CBU/CVUoutgoingARS | Not published | Not published | — |
| CBU/CVUoutgoingUSD | Not published | Not published | — |
What to know before you move money
Nothing flagged — Nothing we track is flagged on this service.
- Medium2 route(s) state a fee we could not turn into a number.
Read from: transfer_routes.fee_components
Recent updates
- 2026-08-15checked3 facts about Banco de Galicia re-checked against their sources
- 2026-06-19checked11 facts about Banco de Galicia re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
| Service | Score | Documents | Head-to-head |
|---|---|---|---|
| Banco SantanderNo DNI | 61/100 | Precaria+CUIL | Compare |
| BBVANo DNI | 66/100 | Precaria+CUIL+Monotributo | Compare → |
| Banco CiudadNo DNI | 56/100 | Precaria+CUIL | Compare |
User reviews
User score
No reviews yet.
…
FAQ
- Will they accept me without a DNI?
- Yes. Banco de Galicia accepts foreigners without a local DNI — you'll typically need: Precaria+CUIL.
- What documents do I need?
- Precaria+CUIL.
- Can I hold and receive USD?
- Yes, Banco de Galicia lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.