Yoy (ICBC)
Pros & Cons
Pros
- Free virtual and physical ARS card
Cons
- Requires a local DNI
Rating breakdown
Why this score
Good fit for
- Not enough verified facts yet to say who this fits.
May not fit if
- you do not have a local DNI
- you need to hold USD
- you need crypto in or out
What you'll need
- DNI+CUIL
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-06-19
For relocants, Yoy (ICBC) is harder to reach: it requires a local DNI before you can open an account.
It is a service supporting ARS.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- No exchange
- Card cost
- Not disclosed
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS
- Cards
- Local Debit Physical, Local Credit Physical
- Transfers
- CBU/CVU ARS in/out
- Payments
- Apple Pay, Google Pay, Modo QR
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| CBU/CVUincomingARS | Not published | Not published | — |
| CBU/CVUoutgoingARS | Not published | Not published | — |
Recent updates
- 2026-06-19checked10 facts about Yoy (ICBC) re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- No. Yoy (ICBC) requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yoy (ICBC) does not offer a USD balance based on our data.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Backed by two or more sources, at least one of them official, with no unresolved disagreements. We publish a score. Ranked lists need one more step.
Still needed
- Cite 1 more official source(s)