Yoy (ICBC)
Pros & Cons
Pros
- Free virtual and physical ARS card
Cons
- Requires a local DNI
Rating breakdown
Foreigner onboarding0
USD handling20
Transfers25
Value & fees30
Documents & how to apply
Requires a local DNIRequires a local DNI
What you'll need
- DNI+CUIL
Editorial review
For relocants, Yoy (ICBC) is harder to reach: it requires a local DNI before you can open an account.
It is a service supporting ARS.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- No exchange
- Currencies
- ARS
- Cards
- Local Debit Physical, Local Credit Physical
- Transfers
- CBU/CVU ARS in/out
- Payments
- Apple Pay, Google Pay, Modo QR
Also consider
FAQ
- Will they accept me without a DNI?
- No. Yoy (ICBC) requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yoy (ICBC) does not offer a USD balance based on our data.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
10 of 18 fields independently verifiedUpdated: Dataset compiled: