Ready
- The 5.85% yield is not a deposit: no scheme covers it, and the rate can move.
Pros & Cons
Pros
- Physical crypto card for just $7 with cashback
Cons
- —
Rating breakdown
Why this score
Good fit for
- you have no DNI — a passport, CUIL or precaria is enough
- you need to hold a balance in USD
- you move stablecoins both in and out
- you want yield on an idle balance (up to 5.85%)
May not fit if
- No caveats recorded against the facts we hold.
What you'll need
- KYC before card delivery (via Persona: government ID)
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| USD yield | USD | 5.85% | On demand | — | — |
Rates are shown, never scored: a yield is a commercial offer and the most volatile figure we hold, so it lifts nobody's rating. What deposit protection exists is scored separately.
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, Ready is one of the easier doors in — it accepts foreigners without a DNI.
It is a crypto fintech supporting USDT/C. You can hold USD, earning up to 5.85% on the balance.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- No exchange
- Card cost
- Free virtual card Physical card cost 7 USD
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Free up to 200 USD/mo
- Limits
- Not disclosed
- USD yield
- 5.85%
- Cashback
- Not disclosed
- Currencies
- USDT/C
- Cards
- Global Virtual, Global Physical
- Transfers
- Crypto in, Crypto out, ACH in
- Payments
- Google Pay
- Headquarters
- Not found
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| ACHincomingUSD | Not published | Not published | — |
| Cryptoincoming | Not published | Not published | — |
| Cryptooutgoing | Not published | Not published | — |
What to know before you move money
Elevated exposure — At least one thing here would change a reasonable person’s mind.
- HighThe 5.85% yield is not a deposit: no scheme covers it, and the rate can move.
Read from: usd_apy
Recent updates
- 2026-08-15checked2 facts about Ready re-checked against their sources
- 2026-06-19checked11 facts about Ready re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
| Service | Score | Documents | Head-to-head |
|---|---|---|---|
| Bybit CardNo DNI | 71/100 | Precaria+CUIL | Compare → |
| Belo | 63/100 | DNI+CUIL | Compare |
| Crypto.com | 65/100 | DNI+CUIL+PoA | Compare |
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- Yes. Ready accepts foreigners without a local DNI — you'll typically need: KYC before card delivery (via Persona: government ID).
- What documents do I need?
- KYC before card delivery (via Persona: government ID).
- Can I hold and receive USD?
- Yes, Ready lets you hold USD, with up to 5.85% yield on the balance.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Backed by two or more sources, at least one of them official, with no unresolved disagreements. We publish a score. Ranked lists need one more step.
Still needed
- Cite 1 more official source(s)