BBVA
Pros & Cons
Pros
- —
Cons
- —
Rating breakdown
Why this score
Good fit for
- you have no DNI — a passport, CUIL or precaria is enough
- you need to hold a balance in USD
- you want yield on an idle balance (up to 18.5%)
May not fit if
- you need crypto in or out
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- Precaria+CUIL+Monotributo
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| Plazo Fijo Clasico en Pesos | ARS | 18.5% | 1 mo. | Branches and electronic channels; min ARS 1,000; no setup/maintenance fees. Tiered: 18.75% to ARS 9.99M, 19.00% from ARS 10M, 19.25% from ARS 30M. | Sourceas of 2026-08-15 |
| Plazo Fijo Clasico en Dolares | USD | 1.25% | 1 mo. | Electronic channels; min USD 1,000; 1.30% from USD 50,000+. | Sourceas of 2026-08-15 |
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, BBVA is one of the easier doors in — it accepts foreigners without a DNI.
It is a local bank supporting ARS, USD. You can hold USD.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- Dólar MEP, Dólar Oficial
- Card cost
- Not disclosed
- Local-currency withdrawal
- Bank ATMs, Cashier in bank
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS, USD
- Cards
- Local Debit Physical, Local Credit Physical
- Transfers
- CBU/CVU ARS in/out
- Payments
- Google Pay, Modo QR, Apple Pay
- Headquarters
- Argentina
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| CBU/CVUincomingARS | Not published | Not published | — |
| CBU/CVUoutgoingARS | Not published | Not published | — |
Recent updates
- 2026-08-15checked2 deposit rates at BBVA re-checked
- 2026-08-15checked7 facts about BBVA re-checked against their sources
- 2026-06-19checked11 facts about BBVA re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
| Service | Score | Documents | Head-to-head |
|---|---|---|---|
| Banco SantanderNo DNI | 61/100 | Precaria+CUIL | Compare → |
| Banco de GaliciaNo DNI | 58/100 | Precaria+CUIL | Compare → |
| Banco de la Nación Argentina(BNA)No DNI | 61/100 | Precaria+CUIL | Compare |
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- Yes. BBVA accepts foreigners without a local DNI — you'll typically need: Precaria+CUIL+Monotributo.
- What documents do I need?
- Precaria+CUIL+Monotributo.
- Can I hold and receive USD?
- Yes, BBVA lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.