Deposit rates in AR
Term deposits, remunerated accounts and savings products available in AR. Gross rates (TAE) and an 'as of' date on every row.
Data reviewed by Ilya ChernetskiyFounder and editor, nomoneda
Rates change. Figures are gross rates (TAE/APY, before tax) with an 'as of' date on every row. This is reference data for comparison, not financial advice — check the terms with the bank before opening an account.
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Banco Provincia plazo fijo online 30 dias (clientes)
- Currency
- ARS
- Term
- 1 mo.
- DGS
- No DGS
- Source
- bcra.gob.aras of 2026-08-15
Online, intransferible, reference amount ARS 100,000; non-clients get 21% TNA via bancoprovincia.com.ar/PlazoFijoWeb/login
Plazo Fijo Clasico en Pesos
- Currency
- ARS
- Term
- 1 mo.
- DGS
- No DGS
- Source
- bbva.com.aras of 2026-08-15
Branches and electronic channels; min ARS 1,000; no setup/maintenance fees. Tiered: 18.75% to ARS 9.99M, 19.00% from ARS 10M, 19.25% from ARS 30M.
Mercado Pago rendimientos (FCI Mercado Fondo)
- Currency
- ARS
- Term
- On demand
- DGS
- No DGS
- Source
- mercadopago.com.aras of 2026-08-15
Auto-invested account balance, always available; no maximum balance (ayuda/38245); returns not guaranteed; fund fees netted from quotapart value
ICBC plazo fijo online 30 dias
- Currency
- ARS
- Term
- 1 mo.
- DGS
- No DGS
- Source
- bcra.gob.aras of 2026-08-15
Min ARS 10,000 (USD 1,000 for USD deposits) per icbc.com.ar plazo-fijo page; from ARS 1,000 via Access Banking; clients only (no non-client rate reported to BCRA)
Plazo fijo clasico (Plan One)
- Currency
- ARS
- Term
- 1 mo.
- DGS
- No DGS
- Source
- help.brubank.comas of 2026-08-15
Electronic channels (app), Plan One (free plan). Plan Plus: 18.00% TNA; Plan Ultra: 19.00% TNA.
Plazo fijo tradicional
- Currency
- ARS
- Term
- 1 mo.
- DGS
- No DGS
- Source
- bcra.gob.aras of 2026-08-15
Online, existing clients (con relacion); rate for non-clients not reported to BCRA. Reference deposit ARS 100,000 intransferible.
Plazo Fijo Clasico en Dolares
- Currency
- USD
- Term
- 1 mo.
- DGS
- No DGS
- Source
- bbva.com.aras of 2026-08-15
Electronic channels; min USD 1,000; 1.30% from USD 50,000+.
Plazo fijo clasico en dolares
- Currency
- USD
- Term
- 1 mo.
- DGS
- No DGS
- Source
- help.brubank.comas of 2026-08-15
Electronic channels; same 0.10% TNA for all terms 30-360 days.
FAQ
- Which bank pays the most on deposits in AR?
- Based on our data, Cuenta DNI (Banco Provincia) currently offers the highest gross rate (19.5%). Rates change — check the 'as of' date in the table.
- Is the rate before or after tax?
- Every figure is a gross rate (TAE/APY) before tax. Your net return depends on your tax situation.
- Are these deposits protected?
- Deposits at licensed banks are covered up to €100,000 by the Deposit Guarantee Scheme (DGS). EMI and crypto products are not — see the DGS column.