Banco Patagonia
Pros & Cons
Pros
- Only CDI required
Cons
- —
Rating breakdown
Why this score
Good fit for
- you have no DNI — a passport, CUIL or precaria is enough
- you need to hold a balance in USD
- you want yield on an idle balance (up to 16%)
May not fit if
- you need crypto in or out
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- CDI
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| Plazo fijo tradicional | ARS | 16% | 1 mo. | Online, existing clients (con relacion); rate for non-clients not reported to BCRA. Reference deposit ARS 100,000 intransferible. | Sourceas of 2026-08-15 |
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, Banco Patagonia is one of the easier doors in — it accepts foreigners without a DNI.
It is a local bank supporting ARS, USD. You can hold USD.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- Dólar Oficial
- Card cost
- Not disclosed
- Local-currency withdrawal
- Banelco, Bank ATMs, Cashier in bank, Stores
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS, USD
- Cards
- Local Debit Physical, Local Credit Physical
- Transfers
- CBU/CVU ARS in/out
- Payments
- Google Pay, Modo QR, Apple Pay
- Headquarters
- Argentina
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| CBU/CVUincomingARS | Not published | Not published | — |
| CBU/CVUoutgoingARS | Not published | Not published | — |
Recent updates
- 2026-08-15checked1 deposit rate at Banco Patagonia re-checked
- 2026-08-15checked7 facts about Banco Patagonia re-checked against their sources
- 2026-06-19checked11 facts about Banco Patagonia re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
| Service | Score | Documents | Head-to-head |
|---|---|---|---|
| Banco CiudadNo DNI | 56/100 | Precaria+CUIL | Compare → |
| Banco de GaliciaNo DNI | 58/100 | Precaria+CUIL | Compare |
| Banco SantanderNo DNI | 61/100 | Precaria+CUIL | Compare |
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- Yes. Banco Patagonia accepts foreigners without a local DNI — you'll typically need: CDI.
- What documents do I need?
- CDI.
- Can I hold and receive USD?
- Yes, Banco Patagonia lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.