nomoneda

Ualá

Best for: Easy credit card
62/100Rated on 6 of 6 dimensions

Pros & Cons

Pros

  • Good chance of getting credit card
  • USD funds

Cons

  • Requires a local DNI

Rating breakdown

Foreigner onboarding0
USD handling60
Transfers25
Value & fees30

How the score is calculated

Why this score

Strongest liftReliability4/5 · 20% of the model
Additional supportFees transparency4/5 · 20% of the model
Main constraintForeigner onboarding1/5 · 25% of the model

Good fit for

  • you need to hold a balance in USD

May not fit if

  • you do not have a local DNI
  • you need crypto in or out
Documents & how to apply
Requires a local DNIRequires a local DNI

What you'll need

  • DNI+CUIL

Editorial review

Data reviewed by Founder and editor, nomonedaUpdated: 2026-06-19

For relocants, Ualá is harder to reach: it requires a local DNI before you can open an account.

It is a service supporting ARS, USD. You can hold USD.

It tends to suit easy credit card.

Fees & terms

Exchange rate
Dólar MEP
Card cost
Not disclosed
USD withdrawal
Not disclosed
Withdrawal fees
Not disclosed
Limits
Not disclosed
USD yield
Not disclosed
Cashback
Not disclosed
Currencies
ARS, USD
Cards
Local Credit Physical, Local Prepaga Physical, Local Prepaga Virtual
Transfers
CBU/CVU ARS in/out
Payments
Apple Pay, Google Pay

Transfer routes

One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.

Transfer routes and their published fees
RouteFeeSpeedLimits
CBU/CVUincomingARSNot publishedNot published
CBU/CVUoutgoingARSNot publishedNot published

Recent updates

  • 2026-06-19checked11 facts about Ualá re-checked against their sources

All updates

3 similar services

Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.

3 similar services
ServiceScoreDocumentsHead-to-head
Mercado Pago70/100DNI+CUILCompare
Naranja X72/100DNI+CUILCompare
Global 6675/100DNI+CUILCompare

User reviews

User score

No reviews yet.

Editorial score

62/ 100
How we score

FAQ

Will they accept me without a DNI?
No. Ualá requires a local DNI to open an account.
What documents do I need?
DNI+CUIL.
Can I hold and receive USD?
Yes, Ualá lets you hold USD.

Data provenance & verification

Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.

Score-eligible2 sources · 1 official

Backed by two or more sources, at least one of them official, with no unresolved disagreements. We publish a score. Ranked lists need one more step.

Still needed

  • Cite 1 more official source(s)
11 of 19 fields independently verifiedUpdated: Dataset compiled:
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