DolarApp
- The 4% yield is not a deposit: no scheme covers it, and the rate can move.
Pros & Cons
Pros
- Free global virtual card
Cons
- Requires a local DNI
Rating breakdown
Why this score
Good fit for
- you need to hold a balance in USD
- you move stablecoins both in and out
- you want yield on an idle balance (up to 4%)
- you receive SEPA transfers
May not fit if
- you do not have a local DNI
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- DNI+CUIL
Deposit & savings rates
Compare all deposits →| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| USD yield | USD | 4% | On demand | — | — |
Rates are shown, never scored: a yield is a commercial offer and the most volatile figure we hold, so it lifts nobody's rating. What deposit protection exists is scored separately.
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-06-19
For relocants, DolarApp is harder to reach: it requires a local DNI before you can open an account.
It is a global fintech supporting ARS, USDT/C, EUR. You can hold USD, earning up to 4% on the balance.
It tends to suit payments abroad.
Fees & terms
- Exchange rate
- Own rate
- Card cost
- Free global virtual & physical cards
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Global card: 1%
- Limits
- 15k USD/month 10.000.000 ARS/month
- Cashback
- Not disclosed
- Currencies
- ARS, USDT/C, EUR
- Cards
- Local Prepaga Physical, Local Prepaga Virtual, Global Virtual, Global Physical
- Transfers
- ACH in, ACH out, CBU/CVU ARS in/out, Crypto in, Crypto out, SEPA (IBAN) in, SEPA (IBAN) out, PIX out
- Payments
- Google Pay, Modo QR, Apple Pay, Pix QR
- Headquarters
- Mexico
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| SEPAincomingEUR | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| SEPAoutgoingEUR | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| ACHincomingUSD | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| ACHoutgoingUSD | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| CBU/CVUincomingARS | Not published | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| CBU/CVUoutgoingARS | Not published | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| Cryptoincoming | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| Cryptooutgoing | Stated, not priced | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
| PIXoutgoingBRL | Not published | Not published | Per month: 15,000 USD(account limit, not a rail limit) |
Plans and tiers
The headline rate belongs to the top tier and the free price to the bottom one. These are the tiers as the provider sells them, one row each.
| Tier | Price | What it adds | Worth it when |
|---|---|---|---|
| Standard | Free | Free global virtual card · Free global physical card | Entry tier |
| Premium | 6.99 USD/mo · 69.99 USD/yr | USDC yield on the balance | Pays for itself above 1,750 USD held |
What to know before you move money
Elevated exposure — At least one thing here would change a reasonable person’s mind.
- HighThe 4% yield is not a deposit: no scheme covers it, and the rate can move.
Read from: usd_apy
- Medium6 route(s) state a fee we could not turn into a number.
Read from: transfer_routes.fee_components
Recent updates
- 2026-06-19checked10 facts about DolarApp re-checked against their sources
3 similar services
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User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- No. DolarApp requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yes, DolarApp lets you hold USD, with up to 4% yield on the balance.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.