Takenos
Pros & Cons
Pros
- USD account in US
Cons
- Requires a local DNI
Rating breakdown
Why this score
Good fit for
- you need to hold a balance in USD
- you move stablecoins both in and out
- you receive international wires (SWIFT)
- you receive SEPA transfers
May not fit if
- you do not have a local DNI
- you want a card at no cost (this one is Virtual card costs 5 USD + 1% commission)
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- DNI+CUIL
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, Takenos is harder to reach: it requires a local DNI before you can open an account.
It is a service supporting ARS, USD. You can hold USD.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- No exchange
- Card cost
- Virtual card costs 5 USD + 1% commission
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- 10 000 USD/ mon
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- ARS, USD
- Cards
- Local Prepaga Virtual, Local Prepaga Physical, Global Virtual
- Transfers
- ACH in, PIX in, Crypto in, CBU/CVU ARS in/out, SEPA (IBAN) in, CBU/CVU USD out, Crypto out, ACH out, SWIFT in
- Payments
- Google Pay
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| SWIFTincoming | 35 USD | 2–5 days | Per month: 10,000 USD(account limit, not a rail limit) |
| SEPAincomingEUR | Free | Instant | Per month: 10,000 USD(account limit, not a rail limit) |
| SEPAoutgoingEUR | Free | Not published | — |
| ACHincomingUSD | Free | 2–5 days | Per month: 10,000 USD(account limit, not a rail limit) |
| ACHoutgoingUSD | 3%FreeConditional: free for funds originating from Deel, PayPal or Airbnb | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
| CBU/CVUincomingARS | Free | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
| CBU/CVUoutgoingARS | Free | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
| CBU/CVUoutgoingUSD | 1% | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
| Cryptoincoming | Free | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
| Cryptooutgoing | 1% | Instant | Per month: 10,000 USD(account limit, not a rail limit) |
| PIXincomingBRL | Free | Not published | Per month: 10,000 USD(account limit, not a rail limit) |
What to know before you move money
Nothing flagged — Nothing we track is flagged on this service.
- Medium1 route(s) state a fee we could not turn into a number.
Read from: transfer_routes.fee_components
Recent updates
- 2026-08-15checked15 facts about Takenos re-checked against their sources
- 2026-06-19checked11 facts about Takenos re-checked against their sources
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User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- No. Takenos requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yes, Takenos lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.