What moving money actually costs
Enter what you move in a month and how many transfers it takes. We sum every fee component we hold for that route — percentages on the volume, flat charges per transfer, monthly and annual fees amortized — and say plainly which providers we could not price.
Data reviewed by Ilya ChernetskiyFounder and editor, nomoneda
Moving 2,000 USD a month in 2 transfers over SWIFT (incoming), the cheapest provider we can price completely is Wallbit at 0.00 USD a month, including every flat, percentage and recurring charge we hold for that route.
Priced providers
| Provider | Cost per month | Effective rate | How it adds up | Score |
|---|---|---|---|---|
| WallbitNot confirmed | Free | 0% | free | 85/100 |
| RevolutNot confirmed | Free | 0% | free | 83/100 |
| OpenbankNot confirmed | Free | 0% | free | 69/100 |
| Aion BankNot confirmed | Free | 0% | free | 68/100 |
| KrakNot confirmed | 6.00 USD | 0.3% | 3 USD × 2 | 86/100 |
| WiseNot confirmed | 12.22 USD | 0.61% | 6.11 USD × 2 | 85/100 |
| Global 66Not confirmed | 20.00 USD | 1% | 10 USD × 2 | 75/100 |
| CocosNot confirmed | 20.00 USD | 1% | 10 USD × 2 | 65/100 |
| MeruNot confirmed | 30.00 USD | 1.5% | 15 USD × 2 | 68/100 |
| TakenosNot confirmed | 70.00 USD | 3.5% | 35 USD × 2 | 82/100 |
10 of 43 providers on this route could be priced completely.
Ordered by cost alone. Cheapest is not the same as best — the editorial score is shown beside it and never mixed into it.
Providers we could not price
These run the route, but state at least one charge we would not turn into arithmetic. Showing them at zero would turn our collection gap into their competitive advantage, so here they are with the wording as published.
- ABN AMRO
the fee is charged in another currency, and we do not guess an exchange rate — “9 EUR”
- ActivoBank
the fee is charged in another currency, and we do not guess an exchange rate · the charge depends on a condition we cannot check for you — “19.23 EUR”
- Banco Ciudad
the charge depends on a condition we cannot check for you — “0.1%”
- Banco de Galicia
the charge depends on a condition we cannot check for you · the fee is stated in words we would not turn into a number — “free”
- Banco de la Nación Argentina(BNA)
the charge depends on a condition we cannot check for you · the fee is stated in words we would not turn into a number — “70 USD”
- Banco Macro
the charge depends on a condition we cannot check for you — “0.175%”
- Banco Sabadell
the charge depends on a condition we cannot check for you — “min 18 EUR”
- Banco Santander
the charge depends on a condition we cannot check for you — “free”
- BBVA
the charge depends on a condition we cannot check for you — “min 21 EUR”
- BNP Paribas
the fee is charged in another currency, and we do not guess an exchange rate — “11 EUR”
- BoursoBank
the charge depends on a condition we cannot check for you — “min 20 EUR”
- CaixaBank / HolaBank
the charge depends on a condition we cannot check for you — “min 15 EUR”
- Comdirect
the charge depends on a condition we cannot check for you — “min 1.50 EUR, max 10 EUR”
- Commerzbank
the charge depends on a condition we cannot check for you — “2.50 EUR”
- DKB
the charge depends on a condition we cannot check for you — “12.50 EUR”
- ING Germany
the charge depends on a condition we cannot check for you — “free”
- ING Netherlands
the charge depends on a condition we cannot check for you — “6 EUR”
- KBC
the charge depends on a condition we cannot check for you — “0.121%”
- Kraken
the fee is charged in another currency, and we do not guess an exchange rate — “3 EUR”
- Lightyear
no fee is published for this route
- mBank
no fee is published for this route
- Millennium BCP
the fee is charged in another currency, and we do not guess an exchange rate · the charge depends on a condition we cannot check for you — “19.23 EUR”
- MyInvestor
the charge depends on a condition we cannot check for you — “free”
- Nexo
the charge depends on a condition we cannot check for you — “free”
- Novo Banco
the fee is charged in another currency, and we do not guess an exchange rate — “15 EUR”
- Paysera
the charge depends on a condition we cannot check for you · the fee is stated in words we would not turn into a number — “3 EUR”
- Qonto
the charge depends on a condition we cannot check for you — “free”
- Rabobank
the fee is charged in another currency, and we do not guess an exchange rate — “8 EUR”
- Santander España
the charge depends on a condition we cannot check for you — “min 25 EUR”
- Santander Portugal
the fee is charged in another currency, and we do not guess an exchange rate — “17.50 EUR”
- Société Générale
the charge depends on a condition we cannot check for you — “free”
- Sparkasse
no fee is published for this route
- Wise
the charge depends on a condition we cannot check for you — “6.11 USD”
How this is calculated
- A month, not a transfer. Percentages apply to the volume; flat fees apply once per transfer; monthly fees count once and annual fees as a twelfth. That is why two providers swap places when you change the number of transfers.
- A component we could not parse blocks the total for that provider. A partial cost shown beside complete ones would make our own gap look like their low price.
- No currency conversion anywhere. A fee charged in another currency is refused rather than converted — we hold no rate we would stand behind at the moment of calculation.
- This orders by cost. It is a query result, not a recommendation: a shortlist is what matched, and a ranking is what we would stand behind.
Fee data last checked 15 August 2026 · oldest row on this page: 19 June 2026