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Aion Bank

Global fintechDGS €100k protectedBest for: Subscription bankingBest for: InvestingBest for: Cashback
84/100Visit site

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Pros & Cons

Pros

  • Deposit protection: DGS €100k (BE)
  • Subscription-based all-in-one bank
  • cashback
  • investing
  • multi-market

Cons

Rating breakdown

Foreigner onboarding67
USD handling20
Transfers75
Value & fees60

How the score is calculated

Licence & deposit protection
DGS €100k protectedDGS €100k (BE)

This is a licensed bank, so eligible deposits are protected by the deposit guarantee scheme (DGS) up to €100,000 per customer. That's a key safety factor when choosing.

Licence
Bank · National Bank of Belgium
IBAN
BE
SEPA Instant
Send & receive
Verification of Payee (VoP)
Rolling out

Editorial review

Aion Bank is a licensed bank (National Bank of Belgium), so eligible deposits carry DGS €100k (BE).

It is a global fintech licensed in BE supporting EUR. FX model: Card-network rate + markup.

It tends to suit subscription banking, investing, cashback.

Fees & terms

Exchange rate
Card-network rate + markup
Card cost
Subscription plans
Cashback
Cashback on partner spend
Currencies
EUR
Cards
Global Physical, Global Virtual
Transfers
SEPA in/out, SEPA Instant in/out, SWIFT in/out
Payments
Apple Pay, Google Pay
Licence
Bank — National Bank of Belgium
IBAN
BE
SEPA Instant
Send & receive
Verification of Payee (VoP)
Rolling out
FX model
Card-network rate + markup
Opening requirements
No local address needed in supported markets
English support
Yes
Remote opening
Yes
Headquarters
Belgium

Also consider

FAQ

Is my money protected?
Yes. Aion Bank holds a full bank licence (National Bank of Belgium), so eligible deposits are protected by DGS €100k (BE).
What IBAN and transfers?
Aion Bank issues a BE IBAN. SEPA Instant: send + receive.
Can I open remotely, in English?
Opening is remote. English support is available. Requirements: No local address needed in supported markets.

Data provenance & verification

Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.

Updated: Dataset compiled:
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