Karta
Pros & Cons
Pros
- Global Visa Signature card in Telegram. Benefits from Visa like paid airport lounge access, free hotel perks and car insuranse
Cons
- Requires a local DNI
Rating breakdown
Why this score
Good fit for
- you need to hold a balance in USD
- you move stablecoins both in and out
May not fit if
- you do not have a local DNI
- you want a card at no cost (this one is Virtual card 5 USD. Replacement 15 USD. 1,5% transaction …)
Where it ranks
Position among the services we hold enough verified evidence to rank for each scenario — each scenario weights the six dimensions differently.
What you'll need
- DNI+CUIL
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-08-15
For relocants, Karta is harder to reach: it requires a local DNI before you can open an account.
It is a crypto fintech supporting USDT/C. You can hold USD.
Check the document requirements below before you apply.
Fees & terms
- Exchange rate
- No exchange
- Card costVerified
- Virtual card 5 USD. Replacement 15 USD. 1,5% transaction currency conversion fee
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- 25000 USDT per transaction
- USD yield
- Not disclosed
- Cashback
- Not disclosed
- Currencies
- USDT/C
- Cards
- Global Virtual, Global Waitlist
- Transfers
- Crypto in, Crypto out, ACH in
- Payments
- Apple Pay, Google Pay
Transfer routes
One row per direction, rail and currency — with what we hold on fees, speed and limits. A blank fee is not a free transfer; it is a fee we have not collected.
| Route | Fee | Speed | Limits |
|---|---|---|---|
| ACHincomingUSD | Not published | Not published | Per transfer: 25,000 USDT(account limit, not a rail limit) |
| Cryptoincoming | Not published | Not published | Per transfer: 25,000 USDT(account limit, not a rail limit) |
| Cryptooutgoing | Not published | Not published | Per transfer: 25,000 USDT(account limit, not a rail limit) |
Recent updates
- 2026-08-15checked6 facts about Karta re-checked against their sources
- 2026-06-19checked11 facts about Karta re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
| Service | Score | Documents | Head-to-head |
|---|---|---|---|
| ReadyNo DNI | 63/100 | KYC before card delivery (via Persona: government ID) | Compare |
| Belo | 63/100 | DNI+CUIL | Compare |
| Crypto.com | 65/100 | DNI+CUIL+PoA | Compare → |
User reviews
User score
No reviews yet.
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FAQ
- Will they accept me without a DNI?
- No. Karta requires a local DNI to open an account.
- What documents do I need?
- DNI+CUIL.
- Can I hold and receive USD?
- Yes, Karta lets you hold USD.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Independently corroborated, rated on the full model and checked within the year. This service can appear in our ranked picks.