Revolut
Global fintechDGS €100k protectedBest for: Multi-currencyBest for: TravelBest for: Crypto & stocks
Pros & Cons
Pros
- Deposit protection: DGS €100k (LT)
- Multi-currency account
- in-app FX near mid-market
- crypto & stocks trading
Cons
- —
Rating breakdown
Foreigner onboarding67
USD handling60
Transfers100
Value & fees60
Licence & deposit protection
DGS €100k protectedDGS €100k (LT)
This is a licensed bank, so eligible deposits are protected by the deposit guarantee scheme (DGS) up to €100,000 per customer. That's a key safety factor when choosing.
- Licence
- Bank · Bank of Lithuania
- IBAN
- Multi-currency details
- SEPA Instant
- Send & receive
- Verification of Payee (VoP)
- Rolling out
Deposit & savings rates
Compare all deposits →DGS €100k protected DGS €100k (LT)
| Product | Currency | TAE / APY | Term | Conditions | Source |
|---|---|---|---|---|---|
| Instant Access Savings | EUR | 2.27% | On demand | Cuenta de ahorro de acceso inmediato; el tipo varía según el plan. Interés pagado diariamente. | Sourceas of 2026-06-23 |
Editorial review
Revolut is a licensed bank (Bank of Lithuania), so eligible deposits carry DGS €100k (LT).
It is a global fintech licensed in LT supporting EUR, USD, GBP etc. FX model: Near mid-market on weekdays, +1% weekend markup.
It tends to suit multi-currency, travel, crypto & stocks.
Fees & terms
- Exchange rate
- Near mid-market on weekdays, +1% weekend markup
- Card cost
- Free / paid tiers (Plus, Premium, Metal)
- Limits
- Free-plan FX and ATM monthly limits
- Cashback
- Limited rewards on paid plans
- Currencies
- EUR, USD, GBP etc
- Cards
- Global Physical, Global Virtual
- Transfers
- SEPA in/out, SEPA Instant in/out, SWIFT in/out, Local multi-currency in, Crypto in/out
- Payments
- Apple Pay, Google Pay
- Licence
- Bank — Bank of Lithuania
- IBAN
- Multi-currency details
- Multi-currency account
- EUR+GBP+USD+multiple
- SEPA Instant
- Send & receive
- Verification of Payee (VoP)
- Rolling out
- FX model
- Near mid-market on weekdays, +1% weekend markup
- Opening requirements
- No local address needed
- English support
- Yes
- Remote opening
- Yes
- Headquarters
- Lithuania
Also consider
FAQ
- Is my money protected?
- Yes. Revolut holds a full bank licence (Bank of Lithuania), so eligible deposits are protected by DGS €100k (LT).
- What IBAN and transfers?
- Revolut issues local receiving details in several currencies. SEPA Instant: send + receive. Multi-currency: EUR+GBP+USD+multiple.
- Can I open remotely, in English?
- Opening is remote. English support is available. Requirements: No local address needed.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Updated: Dataset compiled: