ABN AMRO
Local bankDGS €100k protectedBest for: Dutch residentsBest for: Full-service bankingBest for: Expat desk
Pros & Cons
Pros
- Deposit protection: DGS €100k (NL)
- Local NL IBAN
- English-language expat services
- branch network
Cons
- —
Rating breakdown
Foreigner onboarding100
USD handling20
Transfers75
Value & fees30
Licence & deposit protection
DGS €100k protectedDGS €100k (NL)
This is a licensed bank, so eligible deposits are protected by the deposit guarantee scheme (DGS) up to €100,000 per customer. That's a key safety factor when choosing.
- Licence
- Bank · De Nederlandsche Bank (DNB)
- IBAN
- NL
- SEPA Instant
- Send & receive
- Verification of Payee (VoP)
- Yes
Editorial review
ABN AMRO is a licensed bank (De Nederlandsche Bank (DNB)), so eligible deposits carry DGS €100k (NL).
It is a local bank licensed in NL supporting EUR. FX model: Card-network rate + bank markup.
It tends to suit dutch residents, full-service banking, expat desk.
Fees & terms
- Exchange rate
- Card-network rate + bank markup
- Card cost
- Paid monthly account fee
- Currencies
- EUR
- Cards
- Global Physical, Global Virtual
- Transfers
- SEPA in/out, SEPA Instant in/out, SWIFT in/out
- Payments
- Apple Pay, Google Pay
- Licence
- Bank — De Nederlandsche Bank (DNB)
- IBAN
- NL
- SEPA Instant
- Send & receive
- Verification of Payee (VoP)
- Yes
- FX model
- Card-network rate + bank markup
- Opening requirements
- Needs BSN/Dutch address; expat-friendly onboarding
- English support
- Yes
- Remote opening
- Yes
- Headquarters
- Netherlands
Also consider
FAQ
- Is my money protected?
- Yes. ABN AMRO holds a full bank licence (De Nederlandsche Bank (DNB)), so eligible deposits are protected by DGS €100k (NL).
- What IBAN and transfers?
- ABN AMRO issues a NL IBAN. SEPA Instant: send + receive.
- Can I open remotely, in English?
- Opening is remote. English support is available. Requirements: Needs BSN/Dutch address; expat-friendly onboarding.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
Updated: Dataset compiled: