Head-to-head
CencoPay vs Yoy (ICBC): which is better in Argentina? (2026)
Quick answer
CencoPay scores higher overall (51 vs 51). Below is exactly where each one wins.
Last updated 19 June 2026 · Cross-checked against official sources
Data reviewed by Ilya ChernetskiyFounder and editor, nomoneda
This head-to-head was generated from our rankings: both services appear in the same shortlists. The facts and scores below are the same ones used everywhere else on the site.
At a glance
| CencoPay | Yoy (ICBC) | |
|---|---|---|
| Score | 51 | 51 |
| No DNI | No | No |
| Holds USD | No | No |
| USD APY | — | — |
| Cashback | No | No |
| FX model | no_fx | no_fx |
| Docs needed | DNI+CUIL | DNI+CUIL |
Bottom line
CencoPay51/100
Discounts in Jumbo/Disco and other Cencosud stores
FAQ
- CencoPay or Yoy (ICBC) — which is better?
- CencoPay scores higher overall in our ranking, but the right choice depends on whether you prioritise fees, USD support or onboarding.
- Can I use both?
- Yes — many relocants keep one for receiving USD and another for daily spending.