ether.fi Cash Card
No referral link here — we do not monetize a service we have not verified.
- This is an none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman), not a bank: funds are safeguarded, not covered by a €100k deposit guarantee.
Pros & Cons
Pros
- —
Cons
- Not a bank — no €100k deposit guarantee (funds safeguarded)
- No fully remote opening
Rating breakdown
Why this score
Good fit for
- you want cashback on card spend
May not fit if
- you need to hold USD
- you need crypto in or out
- you need a complete picture — 3 facts we treat as critical are still not disclosed
This is an electronic money institution (EMI), not a bank. Funds are safeguarded, but NOT covered by the €100,000 deposit guarantee. Convenient, but legally it isn't a bank deposit.
- Licence
- none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman) · null
Editorial review
Data reviewed by Ilya ChernetskiyFounder and editor, nomonedaUpdated: 2026-10-20
ether.fi Cash Card runs on an none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman) licence: convenient, but your money is safeguarded rather than covered by the €100k deposit guarantee.
It is a crypto fintech licensed in null supporting the local currency. FX model: Visa rate at settlement plus a tier-based added margin; EUR-denominated purchases at market rate with 0% markup.
It tends to suit crypto-cashback.
Fees & terms
- Exchange rate
- Visa rate at settlement plus a tier-based added margin; EUR-denominated purchases at market rate with 0% markup
- Card cost
- Core: 1 free virtual card; extra virtual $10; physical $50 for Core, free after upgrading to a higher tier (Luxe: 1 free physical, further physical $100, virtual $10; Pinnacle: 2 free physical; VIP $0)
- Local-currency withdrawal
- Not disclosed
- USD withdrawal
- Not disclosed
- Withdrawal fees
- Not disclosed
- Limits
- Not disclosed
- USD yield
- Not disclosed
- Cashback
- 3% on eligible card spend (VIP 4%), paid in ETHFI with 7-day lock; EUR card spend 3% on a smaller allowance; above the allowance the rate steps down (Core: 1% to $3,000, 0.5% above; EUR 0.1% above $1,500). Higher allowance needs a paid Luxe/Pinnacle membership; staking ETHFI earns Membership points
- Licence
- none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman) — null
- SEPA Instant
- No
- Verification of Payee (VoP)
- No
- FX model
- Visa rate at settlement plus a tier-based added margin; EUR-denominated purchases at market rate with 0% markup
- Opening requirements
- full - phone, passport/national ID/driver licence, liveness selfie, residential address (proof of address in some cases), card-issuer questionnaire; required before card issuance
- English support
- No
- Remote opening
- No
What to know before you move money
Elevated exposure — At least one thing here would change a reasonable person’s mind.
- CriticalThis is an none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman), not a bank: funds are safeguarded, not covered by a €100k deposit guarantee.
Read from: eu.license_type, eu.dgs_covered
- MediumDocumented too thinly to score (candidate).
Read from: maturity_level
Recent updates
- 2026-10-20checked11 facts about ether.fi Cash Card re-checked against their sources
3 similar services
Chosen by overlap in what people use them for, not by category — the services that would land in the same shortlist as this one.
User reviews
User score
No reviews yet.
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FAQ
- Is my money protected?
- No. ether.fi Cash Card operates under an none found - no ether.fi entry in the ESMA interim CASP register (CASPS.csv, 2026-10-20); card issuer entity not named on opened help pages; ether.fi app seller listed as Ether.Fi SEZC (Cayman) licence — funds are safeguarded but NOT covered by a €100k Deposit Guarantee Scheme. It is not a bank in the deposit-protection sense.
- What IBAN and transfers?
- ether.fi Cash Card issues a IBAN. SEPA Instant: no.
- Can I open remotely, in English?
- Opening may need a branch visit or local docs. Support is mainly local-language. Requirements: full - phone, passport/national ID/driver licence, liveness selfie, residential address (proof of address in some cases), card-issuer questionnaire; required before card issuance.
Data provenance & verification
Every fact is checked against an official source and stamped with a date. We re-check fees quarterly and document requirements twice a year. Fields not yet independently verified are labelled honestly.
We know this service exists, but a fact we consider critical is still missing — so it is not listed, scored or recommended.
Still needed
- Collect a critical field: currencies
- Collect a critical field: transfer_rails
- Collect a critical field: card_types