Head-to-head
Vivid Money vs Aion Bank: which is better in Europe? (2026)
Quick answer
Aion Bank scores higher overall (68 vs 62). Below is exactly where each one wins.
Last updated 15 August 2026 · Cross-checked against official sources
Data reviewed by Ilya ChernetskiyFounder and editor, nomoneda
This head-to-head was generated from our rankings: both services appear in the same shortlists. The facts and scores below are the same ones used everywhere else on the site.
At a glance
| Vivid Money | Aion Bank | |
|---|---|---|
| Score | 62 | 68 |
| No DNI | No | No |
| Holds USD | No | No |
| USD APY | — | — |
| Cashback | Yes | Yes |
| FX model | Base rate from Morningstar/ECB data (Visa rate for card transactions) plus a mark-up of up to 1%; the retail account itself supports EUR only | International market quotations + published standard 0.2% margin |
| Docs needed | No local address needed | No local address needed in supported markets |
Bottom line
Aion Bank68/100
Deposit protection: DGS €100k (BE)
FAQ
- Vivid Money or Aion Bank — which is better?
- Aion Bank scores higher overall in our ranking, but the right choice depends on whether you prioritise fees, USD support or onboarding.
- Can I use both?
- Yes — many relocants keep one for receiving USD and another for daily spending.