Open an account in Argentina with no DNI (2026)
Yes — 11 accounts open without a DNI. Most accept a passport plus a CUIL/CDI or precaria. Bybit Card is the easiest for foreigners.
Last updated 15 August 2026 · oldest check 19 June 2026
Data reviewed by Ilya ChernetskiyFounder and editor, nomoneda
What this document is
Also known as: opening with a passport · sin DNI
The DNI is Argentina's national identity document. Residents have one; a newly arrived foreigner usually will not for months. The accounts below open on other documents instead — normally a passport plus a tax identifier, and sometimes a residencia precaria.
How to get it
- 01Request a CUIL or CDI from ANSES with your passport — this is the identifier most providers ask for in place of a DNI.
- 02If you have filed for residency, collect the residencia precaria from Migraciones; several banks accept it as proof of status.
- 03Open the account with passport + CUIL, in-app where the provider supports remote onboarding, at a branch where it does not.
What it will not get you
A CUIL is not a DNI. It identifies you for tax and social security; it does not prove residency. Local credit lines, some brokerage products and most state benefits still require the DNI itself.
What you can open
- 1
High cashback
- 2
Telegram mini app card
- 3
- 4
No DNI required
- 5
- 6
No DNI required, incoming SWIFT
- 7
No DNI required
- 8
Only CDI required
| Service | Docs needed | Score | Holds USD | USD APY |
|---|---|---|---|---|
| Bybit Card | Precaria+CUIL | 71 | Yes | — |
| MaxSwap | No KYC | 67 | Yes | — |
| BBVA | Precaria+CUIL+Monotributo | 66 | Yes | — |
| Prex | Precaria+CUIL | 64 | Yes | — |
| Ready | KYC before card delivery (via Persona: government ID) | 63 | Yes | 5.85% |
| Banco de la Nación Argentina(BNA) | Precaria+CUIL | 61 | Yes | — |
| Banco Santander | Precaria+CUIL | 61 | Yes | — |
| Banco de Galicia | Precaria+CUIL | 58 | Yes | — |
| Banco Ciudad | Precaria+CUIL | 56 | Yes | — |
| Banco Patagonia | CDI | 56 | Yes | — |
| Stables | CUIL+PoA | 56 | Yes | — |
3 more services match but are not ranked yet — the evidence on file is not enough to place them.
FAQ
- Can a foreigner open a bank account in Argentina without a DNI?
- Yes — 11 accounts in our directory open without a DNI, usually with a passport plus a CUIL/CDI or precaria.
- What is a CUIL and how do I get one?
- A CUIL is a tax ID issued by ANSES; foreigners can request one with a passport. Many accounts accept it instead of a DNI.
- Which document should I get first?
- The CUIL or CDI. Nearly every account that accepts foreigners asks for one, it is issued on a passport alone, and it does not depend on your residency file being accepted.
- Will I have to redo this once my DNI arrives?
- Usually not for the account itself, but update the document on file — some providers raise limits or unlock credit products once a DNI is registered.