What is the cheapest option?

Wise is the lowest-cost option in our comparison for this rail; fees vary by amount and direction.

How long does it take?

Most listed services settle within minutes to one business day, depending on the rail and counterparty.

Transfers

Quick answer

11 apps support incoming or outgoing SWIFT. Wise has the best rates and limits.

Last updated June 2026 · Cross-checked against official sources

1
Wise95/100USD
European card for people with brasilian CPF
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2
Krak86/100USD
New fintech from Kraken crypto exchange, good for turning fiat into crypto
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3
Takenos82/100USD
USD account in US
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4
Global 6675/100USD
USD/EUR/BRL/GBP/etc accounts
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5
Meru68/100USD
Uruguayan fintech with US/EU accounts and global virtual card
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6
Nexo66/100USD
High APY for staking crypto
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7
Banco de la Nación Argentina(BNA)61/100No DNIUSD
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8
Banco Santander61/100No DNIUSD
No DNI required
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SWIFT transfers in Argentina: apps, fees & how-to (2026)
Service	Score	Holds USD	FX model	Card cost
Wise	95	Yes	interbank_spread	—
Krak	86	Yes	interbank_spread	—
Takenos	82	Yes	no_fx	Virtual card costs 5 USD + 1% commission
Global 66	75	Yes	interbank_spread	—
Meru	68	Yes	interbank_spread	Virtual global card = free Physical = 5 USD + delivery fee from 12 USD
Nexo	66	Yes	own_rate	—
Banco de la Nación Argentina(BNA)	61	Yes	mep_dolar	—
Banco Santander	61	Yes	own_rate	Monthly fee from 6000 ARS exist with low bank card usage or low account balance

What is the cheapest option?: Wise is the lowest-cost option in our comparison for this rail; fees vary by amount and direction.
How long does it take?: Most listed services settle within minutes to one business day, depending on the rail and counterparty.