Transfers
Receiving USD from abroad in Argentina: apps, fees & how-to (2026)
Quick answer
11 services receive USD via SWIFT or local USD rails and let you hold the balance. Wise is the cheapest and fastest.
Last updated June 2026 · Cross-checked against official sources
Apps that support it
- 1
European card for people with brasilian CPF
- 2
New fintech from Kraken crypto exchange, good for turning fiat into crypto
- 3
USD account in US
- 4
USD/EUR/BRL/GBP/etc accounts
- 5
Uruguayan fintech with US/EU accounts and global virtual card
- 6
High APY for staking crypto
- 7
- 8
No DNI required
| Service | Score | Holds USD | FX model | Card cost |
|---|---|---|---|---|
| Wise | 95 | Yes | interbank_spread | — |
| Krak | 86 | Yes | interbank_spread | — |
| Takenos | 82 | Yes | no_fx | Virtual card costs 5 USD + 1% commission |
| Global 66 | 75 | Yes | interbank_spread | — |
| Meru | 68 | Yes | interbank_spread | Virtual global card = free Physical = 5 USD + delivery fee from 12 USD |
| Nexo | 66 | Yes | own_rate | — |
| Banco de la Nación Argentina(BNA) | 61 | Yes | mep_dolar | — |
| Banco Santander | 61 | Yes | own_rate | Monthly fee from 6000 ARS exist with low bank card usage or low account balance |
FAQ
- What is the cheapest option?
- Wise is the lowest-cost option in our comparison for this rail; fees vary by amount and direction.
- How long does it take?
- Most listed services settle within minutes to one business day, depending on the rail and counterparty.